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Landlords Insurance

Our Landlords Insurance is designed to cover an extremely wide range of properties, property usages, and policyholders and tenant types including; Professional/Working or Retired, Benefits-Assisted, Students, Housing Associations, Asylum Seekers and Holiday Lets.


One in seven residential properties in the UK are unoccupied for more than one month at a time, this means unoccupied Insurance is required. The property could be unoccupied due to; the customer awaiting a probate or sale, the customer purchased a home but will not be moving into it immediately or may be renovating, the occupier may have been taken into care or the customer has a long-term unoccupied property that is not their main residence. Modus offers various levels of cover; FLEEA, Full Cover excluding Escape of Water or Full Cover.